Prepare all the main ingredients: dice the ripe peaches, finely mince the red onion, and finely mince the seeded jalapeño.

In a medium non-reactive bowl, combine the diced peaches, minced red onion, minced jalapeño, and chopped cilantro.

Squeeze the juice from the medium lime over the peach mixture. Add the optional honey, salt, and black pepper.

Gently fold all the ingredients together until well combined. Be careful not to mash the peaches.

Taste the salsa and adjust seasonings as necessary. If the peaches aren't very sweet, you may wish to add a touch more honey or a pinch more salt.

Cover the bowl and refrigerate the salsa for at least 15 minutes before serving to allow the flavors to meld together. Serve chilled with tortilla chips or as a topping.